More choices
When it comes to health insurance plans, we know that wider choice means a better fit.
Because we consider everyone’s needs, and we know that budgets come in all sizes, Southern Cross offers more options than any other health insurer.

We have the largest range of health insurance plans in New Zealand, from surgical-only to comprehensive plans that provide for a range of healthcare needs.
- With the KiwiCare plan you share the cost of your healthcare services. This plan suits people who prefer to meet their own day-to-day medical expenses (such as doctors visits and prescriptions) but want cover for some of the costs of eligible surgical treatment, non surgical hospitalisation, some consultations and diagnostics such as scans and tests.
- With the RegularCare plan you share the cost of your healthcare services. It is an all-round healthcare plan that protects you against some of the costs of private surgery and day-to-day medical expenses including doctors visits, prescriptions, physiotherapy, consultations, non-surgical hospitalisation and diagnostics such as scans and tests.
- Our Wellbeing plan is a series of building blocks. You start with surgery and related costs (Wellbeing One) or a broader plan that also includes non-surgical hospitalisation, further consultations and diagnostic tests (Wellbeing Two). Then you can choose optional modules for your day-to-day needs.
- With SuperCare you share the cost of your healthcare services. The SuperCare plan includes fixed contributions for a wide range of surgical treatment, as well as generous benefits for day to day healthcare such as doctors visits, physiotherapy, optical and dental.
- UltraCare provides comprehensive cover for a wide range of day-to-day healthcare services and surgical treatment. It can even include dental care.
More choices
When it comes to health insurance plans, we know that wider choice means a better fit.
Because we consider everyone’s needs, and we know that budgets come in all sizes, Southern Cross offers more options than any other health insurer.

We have the largest range of health insurance plans in New Zealand, from surgical-only to comprehensive plans that provide for a range of healthcare needs.
- With the KiwiCare plan you share the cost of your healthcare services. This plan suits people who prefer to meet their own day-to-day medical expenses (such as doctors visits and prescriptions) but want cover for some of the costs of eligible surgical treatment, non surgical hospitalisation, some consultations and diagnostics such as scans and tests.
- With the RegularCare plan you share the cost of your healthcare services. It is an all-round healthcare plan that protects you against some of the costs of private surgery and day-to-day medical expenses including doctors visits, prescriptions, physiotherapy, consultations, non-surgical hospitalisation and diagnostics such as scans and tests.
- Our Wellbeing plan is a series of building blocks. You start with surgery and related costs (Wellbeing One) or a broader plan that also includes non-surgical hospitalisation, further consultations and diagnostic tests (Wellbeing Two). Then you can choose optional modules for your day-to-day needs.
- With SuperCare you share the cost of your healthcare services. The SuperCare plan includes fixed contributions for a wide range of surgical treatment, as well as generous benefits for day to day healthcare such as doctors visits, physiotherapy, optical and dental.
- UltraCare provides comprehensive cover for a wide range of day-to-day healthcare services and surgical treatment. It can even include dental care.